BURGAW – This spring residents in the Maple Hill Fire District will find a savings on their home insurance, thanks to the work of the Maple Hill Volunteer Fire Department, the Pender County Fire Marshal, and the NC Department of Insurance.
“Maple Hill VFD has received a North Carolina Department of Insurance (NCDOI) Insurance Rating of a 5/9E,” said Tommy Batson, Pender County Fire Marshal. “The fire department along with other fire departments and other agencies were graded on a point scale in September for this final grade.”
Batson said the point system grading system includes 10 percent from Emergency Communications Center. Fire department makes up 50 percent of the points system. Water supply is 40 percent and Community Risk Reduction makes up the last 5.5 percent for a total of 105.5 points.
“The Maple Hill VFD has been a Class 9 and was the minimum rate fire protection class,” Batson said. “The Office of the State Fire Marshal comes in and reviews many different things in the different areas of the grading system. After a few months the final score from a Class 1 being the best to a Class 10 having no fire protection coverage is finalized.”
We’re pleased that homeowners in March 2020 will receive a savings when the new insurance rating will go into effect,” said George Brown, Chairman of the Pender County Board of Commissioners. “The fire insurance premium drop will be for all fire insurance policies that are within the five-mile district of the Maple Hill VFD.”
“Anyone living in the five to six-mile area will continue to receive a class 9 E ratings,” said Batson.
“This will substantially reduce insurance rates for homeowners and commercial businesses in the district. Anywhere from $150 to possibly $250 a year based upon the insurance company,” Lee Kennedy, a rating inspector for the North Carolina State Fire Marshal said.
“It was a combination between our department, Nine Mile, Pin Hook, Haws Run, Pender EMS & Fire, and Burgaw,” said Harold Motley, Maple Hill fire chief. “We did water shuttles, we trained together. We do these things to increase the amount of water we can bring to a fire and of course, the engines and the fire trucks and the manpower.”
Residents with questions regarding the ISO rating should contact their insurance carrier.